Better Benefits. Lower Payroll Taxes.
Help employees thrive while creating meaningful savings—without added out-of-pocket expense.
What is a SIMRP?
A Self-Insured Medical Reimbursement Plan (SIMRP) is an employer-sponsored health and wellness plan that works alongside qualifying health coverage to provide employees and eligible dependents with valuable health and wellness benefits. When properly structured, the Plan may reduce employer payroll taxes and increase employee take-home pay—without added out-of-pocket expense.
Learn how a SIMRP can provide benefits while increasing net take-home pay with no out-of-pocket expense in this short video .
SIMRP Solutions for Business and Schools
SIMRP PLANS FOR SCHOOLS
Learn how school districts can strengthen employee benefits, identify potential payroll tax savings, and create scholarship funding for students.
SIMRP Health & Wellness helps qualifying employers and school districts strengthen employee benefits while exploring potential payroll tax savings. Choose the path that best matches your organization.
SIMRP PLANS FOR BUSINESSES
Learn how qualifying employers can strengthen employee benefits, support employee take-home pay, and potentially reduce payroll tax expenses.
Could Your Organization Qualify?
A SIMRP may be appropriate for organizations with eligible W-2 employees who work full-time or meet the Plan’s full-time-equivalent requirements. Participating employees must also maintain qualifying existing health coverage.
Eligibility, participation, wages, payroll structure, and Plan administration can affect projected results. A free payroll analysis can help determine whether the Plan may fit your organization.
Eligible W-2 Employees
Full-Time or Full-Time-Equivalent Employees
Qualifying Existing Health Coverage
Helpful Articles
Explore articles about SIMRP Plan benefits, payroll tax savings, employee eligibility, compliance considerations, and scholarship opportunities for educational organizations.
SIMRP EDUCATION, BENEFITS & COMPLIANCE RESOURCES
SIMRP Media & Industry References
Explore published articles and industry resources discussing SIMRP Plans, applicable tax-code provisions, employee benefits, payroll tax savings, and educational funding opportunities.
Request a Free Payroll Analysis
Discover which employees may qualify and review the projected savings for your organization and workforce. The analysis is free and carries no obligation.
WHAT TO EXPECT: Complete the form below. A SIMRP Health & Wellness Advisor will contact you to arrange a brief introductory call and explain the information needed to prepare your analysis.
REVIEW YOUR ORGANIZATION’S PROJECTED SAVINGS
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Rutherfordton, NC
SIMRP Health & Wellness™ is an independent entity that provides access to educational information regarding plans utilizing federally recognized tax codes and wellness reimbursement structures that may help qualifying organizations obtain benefits through payroll tax savings. We utilize the professional services of third-party providers for the preparation, filing, and implementation of SIMRP plan documents; however, we are not owned by, affiliated with, endorsed by, or acting on behalf of such providers, the Internal Revenue Service, the U.S. Department of Labor, or the federal government. The information provided on this website is for general educational and informational purposes only and should not be construed as tax, legal, accounting, financial, or regulatory advice. We are not tax professionals, attorneys, certified public accountants, or experts in the interpretation of tax law, and we do not recommend tax strategies or make guarantees regarding tax treatment, eligibility, savings, or compliance outcomes. Individuals and organizations seeking to verify or rely upon any information presented on this website should consult with qualified tax professionals, legal counsel, payroll specialists, or other licensed advisors regarding their specific circumstances before making any financial, tax-related, legal, or benefits decisions. BENEFITS: Plan benefits, features, service providers, eligibility requirements, and availability are subject to periodic change. Before implementation or enrollment, the applicable Plan provider will outline the benefits currently available under the Plan.
